Personal Debt Management in the UK

Debt Management

Debt Management advice should NOT cost you!

Our initial debt management advice is FREE – Our ongoing services become chargeable

Debt management in the UK is often portrayed in different ways.Debt Management Help

The most simple would be that debt management plans clear, restructure and consolidate your unsecured debts over a longer period than originally contracted.

This usually offers you ONE, new affordable monthly repayment.

Reasons as to why people need Debt Plans in the UK differ from one person to the next.

Not all debt management companies charge fees.  You should be very careful of the quick fix debt management companies that claim to be able to get your personal debt written OFF!

An IVA or individual voluntary arrangement / agreement is a debt reduction process that restructures debt over a 60 month period, the interest and charges are also frozen. Conditions do apply as an IVA is legally binding, please see the following page for IVA pros and cons.

Use the following links for more information

If you would like a trained advisor to contact you, please call our debt helpline which is usually free from a land line using 0800 018 6868, calls charges from mobiles may vary.
Debt Test is published by Lewis Alexander intended as a personal information guide only for Debt Management & Loans in the UK.
Please be aware that by entering into any debt consolidation service your credit record may be impaired. The personal debt and the period over which it is repaid may also increase. Lewis Alexander Limited is licensed by the Financial Conduct Authority in the UK. © Lewis Alexander ® 2003-2015 | Registered in England UK: 4668712 | FCA Registration / License: 534049 | Data Protection Reg: Z7660931